Dismayed to BPI Phone Banker

Yesterday, i recieve my BPI classic credit card. I was waiting for this few weeks ago from my application. I told my bestfriend about the credit card i got and we immediately proceed to Ayala Shopping Center. Well, we plan to purchase a samsung tv with samsung dvd player. Were actually both excited as to what model of tv should we purchase.

My first choice was 20" inch sony bravia that will also serve as pc monitor but it was way too expensive and we both find it impractical to buy it now since the purpose of buying a television is only to watch what the television can offer us. Now everything was being tested to see if theres any factory defect and after that its all set and ready to deliver.

Upon reaching the counter, the sales attendant told me that my card is not working, and they need another card,i was quite unsure if the attendant did the right thing becuase that was the first swipe i ever made. So i ask her to swipe it again and she say the same thing. This time i was quite anxious becuase i dont have that much cash on hand and i dont have any other cards too.

So we called up customers service by dialling the toll free number of Bank of the Philippine Island (BPI) to consult my credit card situation. It took time for us to get to the phone banker and when i finnaly speak to him, he first verify if the credit card is mine and after that, i told him my problem of why theres an error in swiping.

He told me i cannot avail the special installment plan (SIP) becuase my card is only good for straight payment and he can offer me no other options aside from waiting a year to increase my credit limit which also mean i can reallocate half of my credit limit to SIP and by hearing that I felt dismayed due for a fact that i cannot avail the 12 months zero interest which defeat my purpose.

Actually im not a new BPI customer and it is my first time to experienced this situation after banking with them for the past three years. So i guess i'd rather surrender this card and maybe switch to Citi bank but im gonna think about it first before applying one and this time i'll make sure that i clarify all my concerns to the bank before using it so there will be no pulling out again.

Two million dollars for a tip?

Sounds unbelievable! Two million dollars just for a tip.Woah.. im going crazy men if this happens to me and neither to you.I was really moved by this person's character.

Here's the story, there's a couple both from New york and the wife is some kind of "queen of vanity" very ambitious, all she wanna do is get rich but take note she doesn't work for a living,she's always busy polishing her nails,fixing her hair,dressing up like she's a celebrity and worst very demanding and a greedy wife.

On the other hand the husband is exactly the opposite of his wife's attitude.He is like a "perfect" husband that anybody could have.He is a good cop. He loves to help people from all walks of life,a very good listener,responsible,a man who keeps his word and most of all a man who prefer to live a simple decent life rather than being rich.

One day, he and the other police officer decided to have a coffee in the corner, a minute after their coffee was serve there was an alarm that they both need to respond and so they have to leave right then and there.

The good officer wants to give a tip to the waitress but unfortunately he got nothing on his wallet but only a piece of lotto ticket.(wanna guess) What he did was that he gave this lotto ticket to the waitress and tell the waitress that if he won he will give half of the winning amount.

The waitress actually thought that this officer is crazy but to make the story short she kept the lotto ticket. That night the result was drawn and announce from the television. The good officer and his wife actually had an arguments about money,in fact he's not into lotto only that day he bought a ticket because his wife instructed her to do so but theirs this two digits that the officer changed.

Well... shortly after their argument the lotto draw starts and the wife was sitting in front of the TV checking if her numbers are the one's being broadcast. Luckily all numbers were right and they just won 4 million dollars that night.

Should i continue or you know what's next? uhmm well the good officer went to the waitress early in the morning and told her the good news that they won and he will have half of the winning amount which made the desperate but very good waitress cried. She cant believe it that somebody would gave her 2 million just for a tip. This tip actually helped the waitress a lot.

The greedy wife of course filed a case against her husband (divorce) and the waitress just because of the money and she won the case and left her husband and the waitress penniless but that's okay because one night at the waitress coffee shop, rain was so heavy and theirs this one person who disguise as a beggar, this beggar is asking for food and since the good officer and the waitress are together that time,even if its unholy hour,even if their coffee shop is no longer operating (after loosing the case), both of them offered food to this beggar.

The beggar felt the sincerity and purity of these two people. What these two people don't know that from that simple act being a "good Samaritan" helps them changed their live a day after that. They were published to newspapers from all over their country and they started to received bundles of letters with money inside each letter of encouragement, hope and admiration.

They were happy knowing that people believes in them being innocent of his ex wife accusations, and was given the chance to live happily ever after just like a fairy tale and it could happen to you.

Cebu Blogger Society in Partnership with Samsung

Yesterday was a big success for Samsung launching their new innovate phone at SM Cebu. Fun Club Day of Samsung was a lot of fun! Me and my officemates and other senior citizens were there hopping on Samsung booth just to get the freebies such as tshirts,thumbler and bags. :-). uhmm not just that, Samsung sponsored Parokya ni Edgar to make a show.

Last night, we were the early birds to grab a sit closer to the stage since my friend Dexter won a VIP ticket for two. Cebu Blogger Society fellas was there to blog about the event, they didnt go through questions and answer just to have a vip ticket so see, thats a good thing of being a member of CBS plus they get a freebies like jacket (nice one) and i dont know whats the other thing in black.

By the way the new mobile phone that samsung promotes was really cool! I was able to explore it when we were hopping at thier booth, it is the samsung version of Iphone of mac.

I took videos(www.youtube.com/kandidata) and pictures of the gig:

Philippine Association of Social Workers Inc.(PASWI) @ 60

In celebration of 60th year anniversary of Philippine Association of Social Workers, Inc (PASWI)a national convention will be held on November 19-21, 2008 at the Hotel Supreme along Magsaysay Road in Baguio City with a theme:" Nurture the Lessons of the Past, Towards Convergence of Action"

The said event will be gathering of around 1000 social workers from all over the Philippines from various works settings and sectors who are working in the rest of the islands of the country. The convention aims to discuss emerging trends and issues that will be of aid to Social workers in their practice in relation to global and local realities.

Social workers from all over the Philippines and colleagues from the International Federation of Social Workers are invited to participate in this important big event.

A chance to meet and socialize our fellow social workers from other parts of the Philippines. For other social workers who want to attend and dont have the invitation please log in to www.paswi.org

Which is safer Bottled water vs Tap water?

Water is vital for good health and a long life. Although you can live for days without food, your survival depends on drinking water. Each and every cell needs water to perform its essential functions.

(source: Doc. Maoshing secrets of longevity).

Looking back at our ancestor's time, they were able to reached the age where the present generation cant, tap water plays a big part to the persons longevity of life. But when the hazards about tap water is getting out, bottled water gains tremendous popularity.

Choosing between tap and bottled water is ultimately a personal decision. You may not want to base your decision only on the taste.Bottled water is not necessarily cleaner or safer than most tap water - from the conclusion of Bottled Water: Pure Drink or Pure Hype"- of the Natural Resources Defense Council's new study on contaminants in bottled water.

Most bottled water is okay, says NDRC attorney Eric Olson, some brands may present threats to vulnerable subpopulations because they contain microbial contaminants. According to the report, bottled water consumption has tripled in ten years, with sales reaching $4 billion annually. Yet, bottled water is required to meet standards that are different than those for tap water.

Bottled water quality is regulated by the Bureau of Food and Drug Administration (BFAD) while the drinking water system follows Philippines and Environmental Protection Agency regulations.(for further information please do some research on community water.

We suggest that you take an empty water bottle or your favorite sports bottle, rinse it thoroughly and fill it with tap water. If you object to the chlorine taste, just keep the bottle in the refrigerator for at least 8 hours. The chlorine taste will dissipate.

So is bottled water safer than tap water? Tests have discovered that some bottled waters contained more chlorine by-products than surface and ground waters. And the pesticides, herbicides, and pharmaceuticals that are found in household tap water are appearing in bottled water with alarming frequency.

The Natural Resources Defense Council report on the subject concluded that, "there is no assurance that bottled water is any safer than tap water." Throw into that mix that plastic containers contain polychlorinated biphenyls (PCBs), which leach into your water. Skip the plastic bottles for storing. Instead store in glass bottles, and for water-on-the-go, get a reusable thermos.